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Data Scientist, Credit Risk to Personal banking and SME Full-time Job

3 months ago Financial Services Montréal   275 views
Job Details

Working as a Data Scientist (Senior Analyst), Portfolio Management, means you are a recognized expert in identifying, anticipating, performing complex analyses and disclosing risks related to Retail Credit portfolios. You will develop, optimize and upgrade the various risk analysis tools and processes in place. This includes leading special projects, representing the sector in various forums and advising management on their strategic orientations.

This position reports to the Manager, Portfolio Management. Your main responsibilities:
  • Take part in the analysis and disclosure of Retail Credit portfolio risk and quality by developing risk indicators
  • Perform complex analyses using various modelling approaches such as AI techniques to identify concentrations and sub-performance that could represent losses for the Bank
  • Take part in and oversee special projects that impact delinquency, losses, transactions, product profitability, automation of credit decisioning and risk assessment
  • Make recommendations to increase the quality of information and the efficiency of information production and risk analyses
  • Play a leadership role and act as the quantitative expert for colleagues and management by rapidly identifying issues and challenges and defending the sector’s strategic orientations
  • Respond to various ad hoc requests associated with risk management by providing relevant and high quality information
  • Take part in all of the sector’s other portfolio management activities as needed

  • Bachelor’s degree in a related field (economics, finance, statistics, mathematics) and 7 years of relevant experience OR a master’s degree in a related field and 5 years of relevant experience OR university certificate/undergraduate diploma from the National Bank University Program and 9 years of relevant experience
  • Experience in risk management
  • Experience with modelling, including the use of AI techniques
  • Experience with manipulation of large quantities of data
  • Skilled at carrying out complex portfolio risk analyses
  • Relevant knowledge of Retail Credit and data warehouses
  • Knowledge of SAS software and/or SQL, R and/or Python programming languages
  • Very good knowledge of the Microsoft Office suite (Word, Excel and PowerPoint)
  • Self-starter with leadership skills and initiative.
  • Excellent oral and written communication skills
  • Good analytical skills, intellectual curiosity, thoroughness and ability to summarize
  • Bilingualism, spoken and written (English/French), essential
Company Description
Why National Bank To make a career at National Bank means to grow within a solid company that has the means to ensure its growth and that of its 19,200 employees.
We promote a collaborative working environment where it is possible to develop professionally. This is undoubtedly what allows